Is It Worth Putting Through Insurance?
Six questions on whether to file, pay it yourself, or wait.
Start the quiz
Filing a claim that gets denied is worse than not filing, and paying for a roof yourself when a carrier would have covered it is worse still. Six questions, no email box, and an honest answer at the end including the one where you do nothing.
Your result
This is worth filing
Recent damage, evidence on the soft metal and a roof with life left in it is the case carriers pay. Get it documented properly before the adjuster comes, and be there when they do. If the offer comes back short of what the roof costs, that is normal and it is the point at which a supplement, or a licensed public adjuster, changes the number.
Get it documentedYour result
Have somebody look before you decide
You do not have enough information to file or to walk away, and a claim filed on a hunch and denied is the worst of the three outcomes. The inspection costs nothing, you keep the photographs, and you will know within an hour which of the other answers applies to you.
Book the free inspectionYour result
This is probably yours to pay for
Wear, age and slow leaks are maintenance rather than storm damage, and carriers do not cover them. That is not the end of it: a repair may be the right answer rather than a replacement, and it is worth knowing which before spending anything. You get told honestly which one you are looking at.
Get a straight answerYour result
Nothing to do yet
A roof that has been looked at and found sound does not need a claim, and filing one anyway costs you a claim on your record for nothing. Keep the photographs, and have it looked at again after the next real storm.
Ask a question instead
The Honest Version
A calculator gets you close. Somebody on the roof gets you the number.
If You Want the Real Number
The next step is a phone call.
Somebody comes out, looks properly, and goes through it with you. Including the version where the roof is fine.
- 01
Call or send the form
Call (817) 210-2312 or send the form and tell us what is going on with your roof.
- 02
Roof inspection
We inspect the roof for storm damage, leaks and wear, and go over what we found with you.
- 03
Estimate and insurance
You get an estimate for the work. If there is hail or wind damage, we work with your insurance company on the claim.
- 04
The work
Our crew completes the job and cleans up the property when it is done.
Allstate insurance was not willing to help my mom, the homeowner on a new roof and ceiling damage by water in one of the bedrooms. They would only give her $1,500 for the roof and ceiling. Chad referred us to his partner, Elliot claim services and they fought Allstate to get us awarded $15,800. We didn’t have to pay anything out of pocket because it covered everything including the deductible owed to Allstate.
A customer of ours. Read them all
Next Step
Get the real number.
The calculator gives you a range. A walk on the roof gives you the price.
Texas Construction Group 603 S Main St Ste 205, Grapevine, TX 76051 (817) 210-2312